On a recent show on CNBC, a financial planner surprised everyone when she said a person should have about $2.5 million in his or her retirement plan. Of course, those on hand were aghast by the comments, including myself. But ... Read More

This article Preparing for Retirement: CNBC Financial Planner Says You Need $2.5 M! originally published at Daily Gains Letter by George Leong.

“What should you do when the house isn’t in order?”

A good friend of mine asked this question back in 2011. At that time, key stock indices were plunging lower due to issues regarding the U.S. debt ceiling. There was ... Read More

This article Three Steps to Overcoming Losses in a Declining Market originally published at Daily Gains Letter by Moe Zulfiqar.

Are the long-term retirement plans of working Americans being held hostage by the Federal Reserve?

If the point of quantitative easing was to stave off a recession and spur jobs growth, I think it’s fair to say the Federal Reserve’s ... Read More

This article How Low Interest Rates Are Holding 144 Million U.S. Workers Hostage originally published at Daily Gains Letter by John Whitefoot.

One of the basic rules that investors should follow when it comes to portfolio management is to not have a bias. What biases eventually do is either hinder investors from making better decisions or cause investors to not even recognize ... Read More

This article What You Can Learn from Missed Investment Opportunities originally published at Daily Gains Letter by Moe Zulfiqar.

Your 401(k) is supposed to be a retirement account with a long investing horizon—not a day trading platform. Unfortunately, there are a growing number of investors doing just that, throwing not just caution to the wind, but also their long-term ... Read More

This article Your 401(k): How It Can Really Profit from Patience and Conservative Plays originally published at Daily Gains Letter by John Whitefoot.

Over the Labor Day weekend, I met up with my old friend, Mr. Speculator. As always, we had a debate about portfolio management. We had a long conversation about what really is the right way to manage your investments—and, for ... Read More

This article The Basic Principle Smart Investors Shouldn’t Forget originally published at Daily Gains Letter by Moe Zulfiqar.

A growing number of American retirement nest eggs are cracked, and the fault lines are getting bigger.

While the S&P 500 and Dow Jones Industrial Average are enjoying record highs, the same cannot be said for the employment rate. In ... Read More

This article If Your Nest Egg is “Broken,” Here’s How to Repair It originally published at Daily Gains Letter by John Whitefoot.

When it comes to investing, everyone wants to be in the best performing asset classes. Unfortunately, few, if any, are that good at consistently choosing the top performing asset classes to add to their retirement fund year after year. That’s ... Read More

This article The Alternative Asset Allocation Plan Every Investor Needs originally published at Daily Gains Letter by John Whitefoot.

On July 23, the Dow Jones Industrial Average hit an all-time intraday high of 15,604.22. That same day, the S&P 500 also hit a new high of 1,698.78. With the markets doing so well, you could be forgiven for thinking ... Read More

This article Is Retirement at Risk for Late Baby Boomers? originally published at Daily Gains Letter by John Whitefoot.

The dream of retiring comfortably is a mirage for the vast majority of Americans. According to the National Institute on Retirement Security (NIRS), the retirement savings shortfall in the U.S. is worse than anyone thought. But it’s not an impossible ... Read More

This article The Stocks You Need to Know About Now to Protect Your Retirement originally published at Daily Gains Letter by John Whitefoot.